{"id":173,"date":"2021-03-08T23:22:19","date_gmt":"2021-03-08T23:22:19","guid":{"rendered":"http:\/\/fairportservices.com\/?page_id=173"},"modified":"2021-07-16T19:56:49","modified_gmt":"2021-07-16T19:56:49","slug":"invest-using-our-profit-protect-strategy","status":"publish","type":"page","link":"http:\/\/fairportservices.com\/?page_id=173","title":{"rendered":"Invest Using Our Profit & Protect Strategy"},"content":{"rendered":"

Fairport Can Help You:<\/strong><\/span><\/p>\n

Invest Using Our Profit & Protect Strategy<\/strong><\/span><\/p>\n

Fairport advises investors regarding allocations in their 401(k), IRA, and other investment accounts.<\/span><\/p>\n

Strategy<\/strong><\/span><\/p>\n

Following our \u201cProfit & Protect\u201d investment strategy, we rely on proprietary research to analyze the relative strength of funds in your plan and then determine:<\/span><\/p>\n

(1)\u00a0 Whether to be 100% invested in equity markets (U.S. and\/or international) or 100% in fixed income.<\/span><\/p>\n

(2)\u00a0 When invested in equities, the specific funds expected to outperform in the near term.<\/span><\/p>\n

We update and convey this advice quarterly (or more often in volatile markets) to investors who then execute reallocations directly with their plan provider or custodian — either by telephone or online.<\/span><\/p>\n

Asset Classes<\/strong><\/span><\/p>\n

The asset classes we analyze and rank reflect those offered in most 401(k) plans.\u00a0 They include:<\/span><\/p>\n

–U.S. equity funds (large\/mid\/small cap funds, sector funds, growth\/value\/blended funds)<\/span><\/p>\n

–International equity funds (developed international markets & emerging markets)<\/span><\/p>\n

–Hard asset sectors (basic materials, real estate)<\/span><\/p>\n

Our preference is for low-cost mutual funds, index funds, or ETFs when available.\u00a0 Fixed income allocations generally are to money market funds, stable value funds, or high-quality bond funds.<\/span><\/p>\n

We can accommodate any plan, regardless of whether funds for all of the above asset classes are available.<\/span><\/p>\n

If at any point during a quarter the S&P 500 closes down 9.5% from its highest value during the current (or previous) quarter, we will recommend that clients shift assets to a money market fund. We will remain on the sidelines until our proprietary indicators signal a re-entry into equities.<\/span><\/span><\/p>\n

Stop-Loss Discipline<\/strong><\/span><\/p>\n

What\u2019s the difference between Fairport\u2019s Strategy and Traditional Portfolio Management?<\/strong><\/span><\/p>\n

Traditional Portfolio: <\/strong>Pre-determined asset allocations, like 60% stocks and 40% fixed income.<\/span><\/p>\n

Fairport\u2019s Strategy: <\/strong>No pre-set allocations.\u00a0Can invest 100% in equities or 100% in fixed income. Objective: maximize gains, minimize losses. Individualized to accommodate plan investment choices.<\/span><\/p>\n

Traditional: <\/strong>Periodically sells winners, reallocates to underperformers – simply for the sake of rebalancing.<\/span><\/p>\n

Fairport: <\/strong>No rebalancing.\u00a0 Sell underperformers, add to winners & research for outperformers.<\/span><\/p>\n

Contact us for a free review of your investment accounts and learn how our Profit & Protect strategy can help you.<\/strong><\/span><\/p>\n